At Garcia Financial Services, we teach and offer our clients tax efficient and tax free solutions for retirement all the while protecting their nest egg from volatile stock market fluctuations. 

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Without the right plan, it can be difficult to navigate the complexities inherent in managing all aspects of your financial life before and after retirement.

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Your plan not only acts as your compass through the rough patches but is also an integrated strategy that can help create a better financial future for you and your loved ones. In the long run, the goal of this type of plan should help you build and retain assets.

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Here are some scary statistics for you to think about:

• The government is $22+ trillion dollars in debt and it is growing by the second, and guess who is responsible for paying this debt? Americans are by potential having to pay more taxes!1

  • Check out the US DEBT CLOCK​

• 62% of retirees count on their social security check for over half their income at retirement! 1

• 10,000 people per day are retiring over the next 10 years 1

• The Social security board reports that by 2022, the payments going out will exceed revenue which means they may soon become insolvent. 1

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You may think planning for retirement is later down in life, but it doesn't matter how old you are.  Actually, the earlier you start the better!

 

So ask yourself these questions:

• Are you going to be dependent or independent on the government for your retirement?

• Do you want to retire with dignity?

• Will you have enough money at retirement?

• What if you get sick or injured along the way?

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If anything we mentioned above got you thinking, please give me a call today! I'll will be happy to provide a no hassle free consultation to see where you stand and see how our expert solutions can help.